What LLMs cite
What does standard homeowners insurance cover
From recent prompt runs · United States · Updated October 29, 2026
GEOGrow tested this high-intent customer question across Claude, ChatGPT, Gemini, and Perplexity. Rankings below show which companies appeared most often in those responses — not who is independently the best.
Top brand
State Farm
Leads across all key metrics
AI engines mentioning
3 of 4
State Farm appears in 3 of 4 AI engines
#1 recommendations
2
State Farm was the #1 recommendation twice.
AI answer share
75%
State Farm appears in 75% of answers in our tests
Top AI Answers
Which companies appear most often in AI responses?
Updated October 29, 2026
| # | Company | AI engines mentioning | #1 recommendations | AI answer share |
|---|---|---|---|---|
| 1 | State Farm Claim your company | 3 of 4 | 2 | 75% |
| 2 | Homeowners insurance Claim | 1 of 4 | 1 | 25% |
| 3 | Allstate Claim | 3 of 4 | 0 | 75% |
| 4 | Dwelling coverage Claim | 1 of 4 | 0 | 25% |
| 5 | Liberty Mutual Claim | 3 of 4 | 0 | 75% |
| 6 | Farmers Insurance Claim | 3 of 4 | 0 | 75% |
| 7 | Progressive Claim | 3 of 4 | 0 | 75% |
| 8 | USAA Claim | 2 of 4 | 0 | 50% |
What Each AI Recommended
Recent answer snapshots by engine.
ChatGPT
- 1. State Farm
- 2. Allstate
- 3. Liberty Mutual
- 4. USAA
- 5. Farmers Insurance
- 6. Nationwide
+14 more in this answer
Gemini
- 1. State Farm
- 2. Allstate
- 3. Liberty Mutual
- 4. Farmers Insurance
- 5. Nationwide
- 6. Travelers
+13 more in this answer
Perplexity
- 1. Homeowners insurance
- 2. Dwelling coverage
- 3. Liberty Mutual
- 4. Progressive
- 5. Loss of use coverage
- 7. Other structures coverage
+11 more in this answer
Claude
No listed companies extracted from this model’s response.
What LLMs cite
Sources cited in the most recent prompt runs for this question. The mix varies by engine.
- doi.sc.gov Understanding Basic Homeowners Insurance
- nerdwallet.com What Does Homeowners Insurance Cover? 2026 Guide
- tdi.texas.gov Home insurance guide
- progressive.com What is Home Insurance & How Does it Work?
- travelers.com How Much Homeowners Insurance Do I Need?
- allstate.com Homeowners Insurance Quotes & Coverage - Allstate
- erieinsurance.com Home Insurance - Erie Insurance
- farmers.com Home Insurance - Farmers Insurance
Who's Winning in AI?
AI Leaderboard · Based on this buyer question
State Farm currently leads this conversation. AI visibility leadership is valuable — but competitive markets shift fast.
State Farm currently leads this conversation.
- #1 State Farm 75%
- #2
- #3 Allstate 75%
- #4
- #5 Liberty Mutual 75%
- #6
- #7 Progressive 75%
- #8 USAA 50%
Get ahead of the competition
Defend this answer before competitors close the gap.
Multiple businesses already appear in this answer set. Claim your company, improve your visibility, and compete for the recommendations students and institutions will actually see.
Leading in AI is an advantage — keeping it is the strategy.
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How We Measure AI Answer Share
AI Answer Tracker by GEOGrow measures how companies appear when high-intent customer questions are asked across supported AI platforms. Results are observational snapshots and can vary by model, location, personalization, source availability, and date.
AI Answer Share is weighted recommendation appearances divided by all possible recommendation opportunities. Rankings shown here represent the responses collected during the stated research period and are not endorsements by GEOGrow. Method: 4 independent AI observations.
- Question tested
- What does standard homeowners insurance cover
- Market
- United States
- AI engines
- Claude, ChatGPT, Gemini, and Perplexity
- Research date
- October 29, 2026