What LLMs cite
What common damages are excluded from standard home insurance policies?
From recent prompt runs · United States · Updated October 29, 2026
GEOGrow tested this high-intent customer question across Claude, Gemini, ChatGPT, and Perplexity. Rankings below show which companies appeared most often in those responses — not who is independently the best.
Top brand
State Farm
Leads across all key metrics
AI engines mentioning
2 of 4
State Farm appears in 2 of 4 AI engines
#1 recommendations
2
State Farm was the #1 recommendation twice.
AI answer share
50%
State Farm appears in 50% of answers in our tests
Top AI Answers
Which companies appear most often in AI responses?
Updated October 29, 2026
| # | Company | AI engines mentioning | #1 recommendations | AI answer share |
|---|---|---|---|---|
| 1 | State Farm Claim your company | 2 of 4 | 2 | 50% |
| 2 | Allstate Claim | 2 of 4 | 0 | 50% |
| 3 | Liberty Mutual Claim | 2 of 4 | 0 | 50% |
| 4 | Farmers Insurance Claim | 2 of 4 | 0 | 50% |
| 5 | National Flood Insurance Program (NFIP) Claim | 1 of 4 | 0 | 25% |
| 6 | USAA Claim | 2 of 4 | 0 | 50% |
| 7 | Nationwide Claim | 2 of 4 | 0 | 50% |
| 8 | Progressive Claim | 2 of 4 | 0 | 50% |
What Each AI Recommended
Recent answer snapshots by engine.
ChatGPT
- 1. State Farm
- 2. Allstate
- 3. Liberty Mutual
- 4. Farmers Insurance
- 5. USAA
- 6. Nationwide
+14 more in this answer
Gemini
- 1. State Farm
- 2. Allstate
- 3. Liberty Mutual
- 4. National Flood Insurance Program (NFIP)
- 5. Farmers Insurance
- 6. Nationwide
+13 more in this answer
Perplexity
No listed companies extracted from this model’s response.
Claude
No listed companies extracted from this model’s response.
What LLMs cite
Sources cited in the most recent prompt runs for this question. The mix varies by engine.
- reddit.com Flood insurance, is it worth it? : r/personalfinance
- allstate.com Allstate Home Insurance
- amica.com Amica Homeowners Insurance
- farmers.com Farmers Home Insurance
- geico.com GEICO Homeowners Insurance
- statefarm.com State Farm Homeowners Insurance
- travelers.com Travelers Homeowners Insurance
- aig.com AIG Homeowners Insurance
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See how this market performs for the questions customers are asking AI.
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Markets move fast once AI patterns set in.
Who's Winning in AI?
AI Leaderboard · Based on this buyer question
State Farm currently leads this conversation. AI visibility leadership is valuable — but competitive markets shift fast.
State Farm currently leads this conversation.
- #1 State Farm 50%
- #2 Allstate 50%
- #3 Liberty Mutual 50%
- #4
- #5
- #6 USAA 50%
- #7 Nationwide 50%
- #8 Progressive 50%
Get ahead of the competition
Defend this answer before competitors close the gap.
Multiple businesses already appear in this answer set. Claim your company, improve your visibility, and compete for the recommendations students and institutions will actually see.
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How We Measure AI Answer Share
AI Answer Tracker by GEOGrow measures how companies appear when high-intent customer questions are asked across supported AI platforms. Results are observational snapshots and can vary by model, location, personalization, source availability, and date.
AI Answer Share is weighted recommendation appearances divided by all possible recommendation opportunities. Rankings shown here represent the responses collected during the stated research period and are not endorsements by GEOGrow. Method: 4 independent AI observations.
- Question tested
- What common damages are excluded from standard home insurance policies?
- Market
- United States
- AI engines
- Claude, Gemini, ChatGPT, and Perplexity
- Research date
- October 29, 2026