What LLMs cite
loans for bad credit
From recent prompt runs · United States · Updated November 3, 2026
GEOGrow tested this high-intent customer question across ChatGPT, Perplexity, Gemini, and Claude. Rankings below show which companies appeared most often in those responses — not who is independently the best.
Top brand
Oportun
Leads across all key metrics
AI engines mentioning
3 of 4
Oportun appears in 3 of 4 AI engines
#1 recommendations
1
Oportun was the #1 recommendation once.
AI answer share
75%
Oportun appears in 75% of answers in our tests
Top AI Answers
Which companies appear most often in AI responses?
Updated November 3, 2026
| # | Company | AI engines mentioning | #1 recommendations | AI answer share |
|---|---|---|---|---|
| 1 | Oportun Claim your company | 3 of 4 | 1 | 75% |
| 2 | Upstart Claim | 3 of 4 | 2 | 75% |
| 3 | Avant Claim | 4 of 4 | 0 | 100% |
| 4 | Credible Claim | 4 of 4 | 0 | 100% |
| 5 | OneMain Financial Claim | 2 of 4 | 0 | 50% |
| 6 | Upgrade Claim | 2 of 4 | 0 | 50% |
| 7 | LendingPoint Claim | 3 of 4 | 0 | 75% |
| 8 | Credit Karma Claim | 2 of 4 | 0 | 50% |
What Each AI Recommended
Recent answer snapshots by engine.
ChatGPT
- 1. Oportun
- 2. OneMain Financial
- 3. UpStart
- 4. Upgrade
- 5. Avant
- 6. LendingPoint
+15 more in this answer
Gemini
- 1. UpStart
- 2. OneMain Financial
- 3. Avant
- 4. Oportun
- 5. Upgrade
- 6. LendingPoint
+15 more in this answer
Perplexity
- 2. Credible
- 3. Avant
- 5. Credit Karma
- 20. FASTLOAN Advance
Claude
- 1. Upstart
- 2. Avant
- 5. LendingPoint
- 6. LendingClub
- 7. OppLoans
- 8. Reprise Financial
+12 more in this answer
What LLMs cite
Sources cited in the most recent prompt runs for this question. The mix varies by engine.
- lendingtree.com Best Personal Loans for Bad Credit in September 2026 | LendingTree
- credible.com Best Personal Loans for Bad Credit in September 2026 - Credible
- forbes.com Best Personal Loans For Bad Credit In 2026 – Forbes Advisor
- wallethub.com Compare Personal Loans for Bad Credit in 2026 - WalletHub
- finance.yahoo.com Best personal loans for bad credit for September 2026 - Yahoo Finance
- creditkarma.com Best personal loans for bad credit in 2026 | Credit Karma
- nerdwallet.com Best Loans for Bad Credit of September 2026 - NerdWallet
- onemainfinancial.com Personal Loans: Apply Online Quick - OneMain Financial
Who's Winning in AI?
AI Leaderboard · Based on this buyer question
Oportun currently leads this conversation. AI visibility leadership is valuable — but competitive markets shift fast.
Oportun currently leads this conversation.
- #1 Oportun 75%
- #2 Upstart 75%
- #3 Avant 100%
- #4 Credible 100%
- #5
- #6 Upgrade 50%
- #7 LendingPoint 75%
- #8 Credit Karma 50%
Get ahead of the competition
Defend this answer before competitors close the gap.
Multiple businesses already appear in this answer set. Claim your company, improve your visibility, and compete for the recommendations students and institutions will actually see.
Leading in AI is an advantage — keeping it is the strategy.
Turn current visibility into durable pipeline with GEOGrow.
We work with one premium provider per service category and market.
How We Measure AI Answer Share
AI Answer Tracker by GEOGrow measures how companies appear when high-intent customer questions are asked across supported AI platforms. Results are observational snapshots and can vary by model, location, personalization, source availability, and date.
AI Answer Share is weighted recommendation appearances divided by all possible recommendation opportunities. Rankings shown here represent the responses collected during the stated research period and are not endorsements by GEOGrow. Method: 4 independent AI observations.
- Question tested
- loans for bad credit
- Market
- United States
- AI engines
- ChatGPT, Perplexity, Gemini, and Claude
- Research date
- November 3, 2026