What LLMs cite
How does credit disability insurance pay out if you get hurt and can't work?
From recent prompt runs · United States · Updated November 3, 2026
GEOGrow tested this high-intent customer question across Gemini, Claude, ChatGPT, and Perplexity. Rankings below show which companies appeared most often in those responses — not who is independently the best.
Top brand
Policygenius
Leads across all key metrics
AI engines mentioning
2 of 4
Policygenius appears in 2 of 4 AI engines
#1 recommendations
1
Policygenius was the #1 recommendation once.
AI answer share
50%
Policygenius appears in 50% of answers in our tests
Top AI Answers
Which companies appear most often in AI responses?
Updated November 3, 2026
| # | Company | AI engines mentioning | #1 recommendations | AI answer share |
|---|---|---|---|---|
| 1 | Policygenius Claim your company | 2 of 4 | 1 | 50% |
| 2 | Guardian Life Claim | 1 of 4 | 1 | 25% |
| 3 | LegalClarity (Credit Life & Disability Insurance explanation) Claim | 1 of 4 | 1 | 25% |
| 4 | Credit Disability Insurance Claim | 1 of 4 | 1 | 25% |
| 5 | Consumer Financial Protection Bureau Claim | 1 of 4 | 0 | 25% |
| 6 | Prudential Claim | 1 of 4 | 0 | 25% |
| 7 | SSA POMS (Credit Disability Payments) Claim | 1 of 4 | 0 | 25% |
| 8 | Disability Insurance Claim | 1 of 4 | 0 | 25% |
What Each AI Recommended
Recent answer snapshots by engine.
ChatGPT
- 1. LegalClarity (Credit Life & Disability Insurance explanation)
- 2. SSA POMS (Credit Disability Payments)
- 3. Cornell LII (Credit Insurance definition)
- 4. Federal Reserve (Credit Disability Insurance description)
- 5. Payment Protection Insurance (Wikipedia)
- 6. Experian (How Disability Insurance Works)
+15 more in this answer
Gemini
- 1. Policygenius
- 2. Consumer Financial Protection Bureau
- 3. Gate City Bank
- 4. Electel Cooperative Federal Credit Union
- 5. HFS Federal Credit Union
- 6. National Association of Insurance Commissioners
+5 more in this answer
Perplexity
Claude
- 1. Guardian Life
- 2. Prudential
- 3. MassMutual
- 4. Mutual of Omaha
- 5. Principal Financial Group
- 6. CMFG Life Insurance Company (TruStage)
+15 more in this answer
What LLMs cite
Sources cited in the most recent prompt runs for this question. The mix varies by engine.
- cnbc.com The best disability insurance companies of 2026 - CNBC Select
- content.naic.org Credit Insurance
- electel.org Credit Disability Insurance Explained - ElecTel Cooperative Federal Credit Union
- gatecity.bank Credit Life and Disability Insurance: How It Works | Gate City Bank
- policygenius.com What Is Credit Disability Insurance? - Policygenius
- ca.db101.org California State Disability Insurance (SDI): The SDI/PFL Benefit
- consumerfinance.gov What is credit insurance for an auto loan?
- createcu.org FAQ Page 1 of 1
Who's Winning in AI?
AI Leaderboard · Based on this buyer question
Policygenius currently leads this conversation. AI visibility leadership is valuable — but competitive markets shift fast.
Policygenius currently leads this conversation.
- #1 Policygenius 50%
- #2 Guardian Life 25%
- #3
- #4
- #5
- #6 Prudential 25%
- #7
- #8
Get ahead of the competition
Defend this answer before competitors close the gap.
Multiple businesses already appear in this answer set. Claim your company, improve your visibility, and compete for the recommendations students and institutions will actually see.
Leading in AI is an advantage — keeping it is the strategy.
Turn current visibility into durable pipeline with GEOGrow.
We work with one premium provider per service category and market.
How We Measure AI Answer Share
AI Answer Tracker by GEOGrow measures how companies appear when high-intent customer questions are asked across supported AI platforms. Results are observational snapshots and can vary by model, location, personalization, source availability, and date.
AI Answer Share is weighted recommendation appearances divided by all possible recommendation opportunities. Rankings shown here represent the responses collected during the stated research period and are not endorsements by GEOGrow. Method: 4 independent AI observations.
- Question tested
- How does credit disability insurance pay out if you get hurt and can't work?
- Market
- United States
- AI engines
- Gemini, Claude, ChatGPT, and Perplexity
- Research date
- November 3, 2026