What LLMs cite
How do I get credit disability insurance without a medical exam?
From recent prompt runs · United States · Updated November 3, 2026
GEOGrow tested this high-intent customer question across Gemini, Claude, ChatGPT, and Perplexity. Rankings below show which companies appeared most often in those responses — not who is independently the best.
Top brand
United Finance
Leads across all key metrics
AI engines mentioning
1 of 4
United Finance appears in 1 of 4 AI engines
#1 recommendations
1
United Finance was the #1 recommendation once.
AI answer share
25%
United Finance appears in 25% of answers in our tests
Top AI Answers
Which companies appear most often in AI responses?
Updated November 3, 2026
| # | Company | AI engines mentioning | #1 recommendations | AI answer share |
|---|---|---|---|---|
| 1 | United Finance Claim your company | 1 of 4 | 1 | 25% |
| 2 | CMFG Life Insurance Company / CUNA Mutual Group (TruStage) Claim | 1 of 4 | 1 | 25% |
| 3 | Humania Assurance Claim | 1 of 4 | 1 | 25% |
| 4 | TruStage Claim | 1 of 4 | 0 | 25% |
| 5 | ICCU (Idaho Central Credit Union) – MEMBER'S CHOICE® Claim | 1 of 4 | 0 | 25% |
| 6 | Guardian Life Claim | 1 of 4 | 0 | 25% |
| 7 | Principal Financial Group Claim | 3 of 4 | 0 | 75% |
| 8 | Assurity Claim | 1 of 4 | 0 | 25% |
What Each AI Recommended
Recent answer snapshots by engine.
ChatGPT
Gemini
Perplexity
Claude
- 1. CMFG Life Insurance Company / CUNA Mutual Group (TruStage)
- 2. ICCU (Idaho Central Credit Union) – MEMBER'S CHOICE®
- 3. United Finance – Credit Disability Insurance (Plateau Insurance)
- 4. Guardian Life Insurance
- 5. Assurity Life Insurance
- 6. Breeze (Online Disability Insurance Broker)
+15 more in this answer
What LLMs cite
Sources cited in the most recent prompt runs for this question. The mix varies by engine.
- whitecoatinvestor.com No Medical Exam Disability Insurance
- humania.ca IWME Disability Debt Insurance - Humania assurance
- insurance-portal.ca Humania launches credit insurance with no medical exam
- cnbc.com The best disability insurance companies of 2026 – CNBC Select
- unitedfinance.com Protect Your Payments | Credit Disability Insurance
- money.com Best Disability Insurance | Money
- iccu.com Credit Life \u0026 Disability - ICCU
- moneycrashers.com 7 Best Disability Insurance Companies – Money Crashers
Who's Winning in AI?
AI Leaderboard · Based on this buyer question
United Finance currently leads this conversation. AI visibility leadership is valuable — but competitive markets shift fast.
United Finance currently leads this conversation.
- #1 United Finance 25%
- #2
- #3
- #4 TruStage 25%
- #5
- #6 Guardian Life 25%
- #7
- #8 Assurity 25%
Get ahead of the competition
Defend this answer before competitors close the gap.
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How We Measure AI Answer Share
AI Answer Tracker by GEOGrow measures how companies appear when high-intent customer questions are asked across supported AI platforms. Results are observational snapshots and can vary by model, location, personalization, source availability, and date.
AI Answer Share is weighted recommendation appearances divided by all possible recommendation opportunities. Rankings shown here represent the responses collected during the stated research period and are not endorsements by GEOGrow. Method: 4 independent AI observations.
- Question tested
- How do I get credit disability insurance without a medical exam?
- Market
- United States
- AI engines
- Gemini, Claude, ChatGPT, and Perplexity
- Research date
- November 3, 2026