What LLMs cite
Do annuities pay out to beneficiaries without going through probate?
From recent prompt runs · US · Updated August 6, 2026
GEOGrow tested this high-intent customer question across Claude, Gemini, ChatGPT, and Perplexity. Rankings below show which companies appeared most often in those responses — not who is independently the best.
Top brand
Annuity.org
Leads across all key metrics
AI engines mentioning
3 of 4
Annuity.org appears in 3 of 4 AI engines
#1 recommendations
1
Annuity.org was the #1 recommendation once.
AI answer share
75%
Annuity.org appears in 75% of answers in our tests
Top AI Answers
Which companies appear most often in AI responses?
Updated August 6, 2026
| # | Company | AI engines mentioning | #1 recommendations | AI answer share |
|---|---|---|---|---|
| 1 | Annuity.org Claim your company | 3 of 4 | 1 | 75% |
| 2 | New York Life Claim | 2 of 4 | 1 | 50% |
| 3 | Canvas Annuity Claim | 1 of 4 | 1 | 25% |
| 4 | LegalClarity (Do Annuities Have Beneficiaries?) Claim | 1 of 4 | 1 | 25% |
| 5 | Gainbridge Claim | 3 of 4 | 0 | 75% |
| 6 | Allianz Life Claim | 2 of 4 | 0 | 50% |
| 7 | LegalClarity (Do Annuities Go Through Probate?) Claim | 1 of 4 | 0 | 25% |
| 8 | Protective Claim | 1 of 4 | 0 | 25% |
What Each AI Recommended
Recent answer snapshots by engine.
ChatGPT
- 1. LegalClarity (Do Annuities Have Beneficiaries?)
- 2. LegalClarity (Do Annuities Go Through Probate?)
- 3. LegalClarity (Annuities in Estate Planning)
- 4. Annuity.org
- 5. Fidelity
- 6. PFR Insurance (Maine.gov)
+15 more in this answer
Gemini
+5 more in this answer
Perplexity
- 1. Annuity.org
- 2. Protective
- 3. Thrivent
- 4. Pacific Life
- 5. Gainbridge
- 20. Mountain Life Insurance
Claude
+15 more in this answer
What LLMs cite
Sources cited in the most recent prompt runs for this question. The mix varies by engine.
- annuity.org Annuity Beneficiary Rights & Payout Options
- protective.com Annuity beneficiary: Rights and payout options
- cnbc.com The best annuity companies of 2026
- insurancegeek.com Annuity Beneficiary | Payout Options, Death Benefits & Taxes
- insuranceandestates.com Top 10 Best Annuity Companies in 2025
- annuity.org 5 Best Annuity Companies of August 2026
- gainbridge.com Do Annuities Go Through Probate? How to Avoid It
- planeasy.com Best Annuity Companies of 2026: Top-Rated Carrier Guide
Who's Winning in AI?
AI Leaderboard · Based on this buyer question
Annuity.org currently leads this conversation. AI visibility leadership is valuable — but competitive markets shift fast.
Annuity.org currently leads this conversation.
- #1 Annuity.org 75%
- #2 New York Life 50%
- #3 Canvas Annuity 25%
- #4
- #5 Gainbridge 75%
- #6 Allianz Life 50%
- #7
- #8 Protective 25%
Get ahead of the competition
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How We Measure AI Answer Share
AI Answer Tracker by GEOGrow measures how companies appear when high-intent customer questions are asked across supported AI platforms. Results are observational snapshots and can vary by model, location, personalization, source availability, and date.
AI Answer Share is weighted recommendation appearances divided by all possible recommendation opportunities. Rankings shown here represent the responses collected during the stated research period and are not endorsements by GEOGrow. Method: 4 independent AI observations.
- Question tested
- Do annuities pay out to beneficiaries without going through probate?
- Market
- US
- AI engines
- Claude, Gemini, ChatGPT, and Perplexity
- Research date
- August 6, 2026