What LLMs cite
consolidate my credit cards
From recent prompt runs · US · Updated October 23, 2026
GEOGrow tested this high-intent customer question across ChatGPT, Gemini, and Perplexity. Rankings below show which companies appeared most often in those responses — not who is independently the best.
Top brand
sofi
Leads across all key metrics
AI engines mentioning
3 of 3
sofi appears in 3 of 3 AI engines
#1 recommendations
2
sofi was the #1 recommendation twice.
AI answer share
100%
sofi appears in 100% of answers in our tests
Top AI Answers
Which companies appear most often in AI responses?
Updated October 23, 2026
| # | Company | AI engines mentioning | #1 recommendations | AI answer share |
|---|---|---|---|---|
| 1 | sofi Claim your company | 3 of 3 | 2 | 100% |
| 2 | Discover Personal Loans Claim | 3 of 3 | 1 | 100% |
| 3 | Achieve Claim | 2 of 3 | 0 | 67% |
| 4 | OneMain Financial Claim | 3 of 3 | 0 | 100% |
| 5 | Upgrade Personal Loans Claim | 1 of 3 | 0 | 33% |
| 6 | LendingClub Claim | 2 of 3 | 0 | 67% |
| 7 | Local Credit Unions Claim | 2 of 3 | 0 | 67% |
| 8 | Happy Money Payoff Loan Claim | 1 of 3 | 0 | 33% |
What Each AI Recommended
Recent answer snapshots by engine.
ChatGPT
- 1. sofi
- 2. Discover Personal Loans
- 3. Upgrade Personal Loans
- 4. LendingClub
- 5. Happy Money Payoff Loan
- 6. Achieve Personal Loans
+4 more in this answer
Gemini
+5 more in this answer
Perplexity
What LLMs cite
Sources cited in the most recent prompt runs for this question. The mix varies by engine.
- consumerfinance.gov What do I need to know about consolidating my credit card debt?
- experian.com Best Debt Consolidation Loans for 2026 - Experian
- alliantcreditunion.org Credit card debt consolidation strategies
- achieve.com How and why to consolidate credit card debt
- onemainfinancial.com Debt Consolidation Loan
- discover.com 8 Things to Know About Debt Consolidation
- chase.com Ways to Consolidate Credit Card Debt | Chase
- creditkarma.com Best Debt Consolidation Loans 2026 | Intuit Credit Karma
Who's Winning in AI?
AI Leaderboard · Based on this buyer question
sofi currently leads this conversation. AI visibility leadership is valuable — but competitive markets shift fast.
sofi currently leads this conversation.
- #1 sofi 100%
- #2
- #3 Achieve 67%
- #4 OneMain Financial 100%
- #5
- #6 LendingClub 67%
- #7
- #8
Get ahead of the competition
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How We Measure AI Answer Share
AI Answer Tracker by GEOGrow measures how companies appear when high-intent customer questions are asked across supported AI platforms. Results are observational snapshots and can vary by model, location, personalization, source availability, and date.
AI Answer Share is weighted recommendation appearances divided by all possible recommendation opportunities. Rankings shown here represent the responses collected during the stated research period and are not endorsements by GEOGrow. Method: 3 independent AI observations.
- Question tested
- consolidate my credit cards
- Market
- US
- AI engines
- ChatGPT, Gemini, and Perplexity
- Research date
- October 23, 2026