What LLMs cite
Compare fixed premium term life insurance policies online
From recent prompt runs · United States · Updated November 1, 2026
GEOGrow tested this high-intent customer question across Gemini, Perplexity, ChatGPT, and Claude. Rankings below show which companies appeared most often in those responses — not who is independently the best.
Top brand
Policygenius
Leads across all key metrics
AI engines mentioning
4 of 4
Policygenius appears in 4 of 4 AI engines
#1 recommendations
1
Policygenius was the #1 recommendation once.
AI answer share
100%
Policygenius appears in 100% of answers in our tests
Top AI Answers
Which companies appear most often in AI responses?
Updated November 1, 2026
| # | Company | AI engines mentioning | #1 recommendations | AI answer share |
|---|---|---|---|---|
| 1 | Policygenius Claim your company | 4 of 4 | 1 | 100% |
| 2 | Haven Life Claim | 2 of 4 | 2 | 50% |
| 3 | Banner Life Claim | 1 of 4 | 1 | 25% |
| 4 | Mutual of Omaha Claim | 3 of 4 | 0 | 75% |
| 5 | Select Quote Claim | 2 of 4 | 0 | 50% |
| 6 | Ladder Life Claim | 2 of 4 | 0 | 50% |
| 7 | NerdWallet Claim | 1 of 4 | 0 | 25% |
| 8 | Penn Mutual Claim | 1 of 4 | 0 | 25% |
What Each AI Recommended
Recent answer snapshots by engine.
ChatGPT
Gemini
- 1. Policygenius
- 2. Select Quote
- 3. NerdWallet
- 4. Legal & General America (Banner Life)
- 5. MassMutual
- 6. State Farm
+5 more in this answer
Perplexity
- 1. Banner Life
- 2. Mutual of Omaha
- 3. Penn Mutual
- 4. Principal
- 5. Pacific Life
- 6. MassMutual
+5 more in this answer
Claude
- 1. Haven Life
- 2. Policygenius
- 3. Ladder Life
- 4. Banner Life (Legal & General America)
- 5. Bestow
- 6. Ethos Life
+15 more in this answer
What LLMs cite
Sources cited in the most recent prompt runs for this question. The mix varies by engine.
- wsj.com Best Term Life Insurance Companies of 2026
- quote.com Term Life Insurance 2026 Guide (Complete Coverage Details)
- pacificlife.com Pacific Life - Term Life Insurance
- statefarm.com State Farm Term Life Insurance
- bankrate.com Bankrate Life Insurance Comparison
- bestow.com Bestow - No-Exam Term Life Insurance Online
- cnbc.com The best cheap life insurance companies of July 2026 - CNBC
- ethos.com 30 Year Term Life Insurance: Cost, Quotes \u0026 Coverage
Who's Winning in AI?
AI Leaderboard · Based on this buyer question
Policygenius currently leads this conversation. AI visibility leadership is valuable — but competitive markets shift fast.
Policygenius currently leads this conversation.
- #1 Policygenius 100%
- #2 Haven Life 50%
- #3 Banner Life 25%
- #4 Mutual of Omaha 75%
- #5 Select Quote 50%
- #6 Ladder Life 50%
- #7 NerdWallet 25%
- #8 Penn Mutual 25%
Get ahead of the competition
Defend this answer before competitors close the gap.
Multiple businesses already appear in this answer set. Claim your company, improve your visibility, and compete for the recommendations students and institutions will actually see.
Leading in AI is an advantage — keeping it is the strategy.
Turn current visibility into durable pipeline with GEOGrow.
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How We Measure AI Answer Share
AI Answer Tracker by GEOGrow measures how companies appear when high-intent customer questions are asked across supported AI platforms. Results are observational snapshots and can vary by model, location, personalization, source availability, and date.
AI Answer Share is weighted recommendation appearances divided by all possible recommendation opportunities. Rankings shown here represent the responses collected during the stated research period and are not endorsements by GEOGrow. Method: 4 independent AI observations.
- Question tested
- Compare fixed premium term life insurance policies online
- Market
- United States
- AI engines
- Gemini, Perplexity, ChatGPT, and Claude
- Research date
- November 1, 2026