What LLMs cite
Can you get credit life insurance with a pre-existing health condition?
From recent prompt runs · United States · Updated October 30, 2026
GEOGrow tested this high-intent customer question across Gemini, Claude, ChatGPT, and Perplexity. Rankings below show which companies appeared most often in those responses — not who is independently the best.
Top brand
New York Life
Leads across all key metrics
AI engines mentioning
3 of 4
New York Life appears in 3 of 4 AI engines
#1 recommendations
1
New York Life was the #1 recommendation once.
AI answer share
75%
New York Life appears in 75% of answers in our tests
Top AI Answers
Which companies appear most often in AI responses?
Updated October 30, 2026
| # | Company | AI engines mentioning | #1 recommendations | AI answer share |
|---|---|---|---|---|
| 1 | New York Life Claim your company | 3 of 4 | 1 | 75% |
| 2 | Mutual of Omaha Claim | 2 of 4 | 1 | 50% |
| 3 | TruStage Claim | 1 of 4 | 1 | 25% |
| 4 | Western Southern (Credit Life Insurance) Claim | 1 of 4 | 1 | 25% |
| 5 | Fidelity Life Claim | 1 of 4 | 0 | 25% |
| 6 | ValuePenguin (Credit Life Insurance overview) Claim | 1 of 4 | 0 | 25% |
| 7 | Canada Life Claim | 1 of 4 | 0 | 25% |
| 8 | Aflac Claim | 2 of 4 | 0 | 50% |
What Each AI Recommended
Recent answer snapshots by engine.
ChatGPT
- 1. Western Southern (Credit Life Insurance)
- 2. ValuePenguin (Credit Life Insurance overview)
- 3. Policygenius – Banner Life
- 4. Policygenius – Corebridge Financial
- 5. Policygenius – Pacific Life
- 6. Policygenius – Lincoln Financial
+15 more in this answer
Gemini
+3 more in this answer
Perplexity
Claude
- 1. Mutual of Omaha
- 2. Fidelity Life
- 3. Northwestern Mutual
- 4. New York Life
- 5. Lincoln Financial
- 6. Transamerica
+15 more in this answer
What LLMs cite
Sources cited in the most recent prompt runs for this question. The mix varies by engine.
- policygenius.com Can You Buy Life Insurance With Pre‑Existing Conditions? – Policygenius
- colonialpenn.com Life Insurance With Pre-Existing Conditions – Can You Get ...
- nerdwallet.com How to Get Life Insurance With Pre-Existing Conditions
- newyorklife.com Life Insurance With Pre Existing Conditions | New York Life
- trustage.com Can I get life insurance if I have a medical condition?
- aol.com Best life insurance companies of 2026
- dikwatainsuranceagency.co.bw Understanding Credit Life Declarations | Dikwata Insurance Agency
- idoi.illinois.gov Credit Accident and Health and Credit Life Checklist
Who's Winning in AI?
AI Leaderboard · Based on this buyer question
New York Life currently leads this conversation. AI visibility leadership is valuable — but competitive markets shift fast.
New York Life currently leads this conversation.
- #1 New York Life 75%
- #2 Mutual of Omaha 50%
- #3 TruStage 25%
- #4
- #5 Fidelity Life 25%
- #6
- #7 Canada Life 25%
- #8 Aflac 50%
Get ahead of the competition
Defend this answer before competitors close the gap.
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How We Measure AI Answer Share
AI Answer Tracker by GEOGrow measures how companies appear when high-intent customer questions are asked across supported AI platforms. Results are observational snapshots and can vary by model, location, personalization, source availability, and date.
AI Answer Share is weighted recommendation appearances divided by all possible recommendation opportunities. Rankings shown here represent the responses collected during the stated research period and are not endorsements by GEOGrow. Method: 4 independent AI observations.
- Question tested
- Can you get credit life insurance with a pre-existing health condition?
- Market
- United States
- AI engines
- Gemini, Claude, ChatGPT, and Perplexity
- Research date
- October 30, 2026