What LLMs cite
Which annuities have the lowest fees and the simplest terms?
From recent prompt runs · US · Updated August 6, 2026
GEOGrow tested this high-intent customer question across Gemini, Claude, ChatGPT, and Perplexity. Rankings below show which companies appeared most often in those responses — not who is independently the best.
Top brand
Fidelity Investments
Leads across all key metrics
AI engines mentioning
2 of 4
Fidelity Investments appears in 2 of 4 AI engines
#1 recommendations
1
Fidelity Investments was the #1 recommendation once.
AI answer share
50%
Fidelity Investments appears in 50% of answers in our tests
Top AI Answers
Which companies appear most often in AI responses?
Updated August 6, 2026
| # | Company | AI engines mentioning | #1 recommendations | AI answer share |
|---|---|---|---|---|
| 1 | Fidelity Investments Claim your company | 2 of 4 | 1 | 50% |
| 2 | Gainbridge Claim | 1 of 4 | 1 | 25% |
| 3 | Fidelity Personal Retirement Annuity (FPRA) Claim | 1 of 4 | 1 | 25% |
| 4 | Fidelity Claim | 1 of 4 | 1 | 25% |
| 5 | Charles Schwab Claim | 1 of 4 | 0 | 25% |
| 6 | TIAA Claim | 1 of 4 | 0 | 25% |
| 7 | Pacific Odyssey Variable Annuity (Pacific Life) Claim | 1 of 4 | 0 | 25% |
| 8 | Schwab Claim | 1 of 4 | 0 | 25% |
What Each AI Recommended
Recent answer snapshots by engine.
ChatGPT
- 1. Fidelity Personal Retirement Annuity (FPRA)
- 2. Pacific Odyssey Variable Annuity (Pacific Life)
- 3. Protective Investors Benefit Advisory Variable Annuity (Protective Life)
- 4. Schwab Genesis Variable Annuity
- 5. TIAA Intelligent Variable Annuity
- 6. Ameritas Advisor No‑Load Variable Annuity
+15 more in this answer
Gemini
Perplexity
- 1. Fidelity
- 2. Schwab
- 3. Nationwide
- 4. Allianz
- 5. Athene
- 20. Mountain Life Insurance
Claude
- 1. Gainbridge
- 2. TIAA
- 3. Fidelity Investments
- 4. Vanguard
- 5. MassMutual
- 6. New York Life
+15 more in this answer
What LLMs cite
Sources cited in the most recent prompt runs for this question. The mix varies by engine.
- annuityexpertadvice.com Annuity Fees Breakdown & Guide
- accio.com Low cost annuity options: Best 2025 choices - Accio
- bankrate.com How to find the best annuities with low fees
- cnbc.com The best annuity companies of 2026
- forbes.com Best Annuities For Reliable Income: July 2026 Edition
- kiplinger.com The Real Truth about Variable Annuities
- legalclarity.org Low Cost Deferred Variable Annuity: Fees and Top Products
- planeasy.com Best Annuity Rates: 6.25%, 6.20%, 6.10% | 8/4/26 | PlanEasy
Who's Winning in AI?
AI Leaderboard · Based on this buyer question
Fidelity Investments currently leads this conversation. AI visibility leadership is valuable — but competitive markets shift fast.
Fidelity Investments currently leads this conversation.
- #1
- #2 Gainbridge 25%
- #3
- #4 Fidelity 25%
- #5 Charles Schwab 25%
- #6 TIAA 25%
- #7
- #8 Schwab 25%
Get ahead of the competition
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How We Measure AI Answer Share
AI Answer Tracker by GEOGrow measures how companies appear when high-intent customer questions are asked across supported AI platforms. Results are observational snapshots and can vary by model, location, personalization, source availability, and date.
AI Answer Share is weighted recommendation appearances divided by all possible recommendation opportunities. Rankings shown here represent the responses collected during the stated research period and are not endorsements by GEOGrow. Method: 4 independent AI observations.
- Question tested
- Which annuities have the lowest fees and the simplest terms?
- Market
- US
- AI engines
- Gemini, Claude, ChatGPT, and Perplexity
- Research date
- August 6, 2026