What LLMs cite
Affordable term life insurance
From recent prompt runs · United States · Updated November 3, 2026
GEOGrow tested this high-intent customer question across Gemini, ChatGPT, Perplexity, and Claude. Rankings below show which companies appeared most often in those responses — not who is independently the best.
Top brand
Banner Life
Leads across all key metrics
AI engines mentioning
4 of 4
Banner Life appears in 4 of 4 AI engines
#1 recommendations
1
Banner Life was the #1 recommendation once.
AI answer share
100%
Banner Life appears in 100% of answers in our tests
Top AI Answers
Which companies appear most often in AI responses?
Updated November 3, 2026
| # | Company | AI engines mentioning | #1 recommendations | AI answer share |
|---|---|---|---|---|
| 1 | Banner Life Claim your company | 4 of 4 | 1 | 100% |
| 2 | Transamerica Claim | 3 of 4 | 1 | 75% |
| 3 | State Farm Claim | 2 of 4 | 1 | 50% |
| 4 | Haven Life Claim | 1 of 4 | 1 | 25% |
| 5 | Fidelity Life Claim | 1 of 4 | 0 | 25% |
| 6 | Pacific Life Claim | 4 of 4 | 0 | 100% |
| 7 | Protective Life Claim | 3 of 4 | 0 | 75% |
| 8 | Guardian Claim | 2 of 4 | 0 | 50% |
What Each AI Recommended
Recent answer snapshots by engine.
ChatGPT
- 1. Transamerica
- 2. Banner Life
- 3. Penn Mutual
- 4. Pacific Life
- 5. Nationwide
- 6. Symetra
+5 more in this answer
Gemini
- 1. State Farm
- 2. Fidelity Life
- 3. Guardian
- 4. Ladder Life
- 5. Banner Life
- 6. Protective Life
+4 more in this answer
Perplexity
- 1. Banner Life
- 2. Transamerica
- 3. Pacific Life
- 4. Protective Life
- 5. Symetra
- 20. Corebridge Direct
Claude
- 1. Haven Life
- 2. Banner Life
- 3. Protective Life
- 4. Pacific Life
- 5. Bestow
- 6. Ladder Life
+15 more in this answer
What LLMs cite
Sources cited in the most recent prompt runs for this question. The mix varies by engine.
- moneygeek.com Cheapest Life Insurance Companies In 2026 | MoneyGeek
- wsj.com Best Term Life Insurance Companies of 2026
- cnbc.com The best cheap life insurance companies of August 2026
- nerdwallet.com 5 Cheapest Life Insurance Companies in 2026
- cnbc.com The best cheap life insurance companies of August 2026
- moneygeek.com Cheapest Term Life Insurance Companies (2026)
- insure.com Best term life insurance companies of 2026
- fidelitylife.com Fidelity Life: Affordable Life Insurance for everyday Americans
Who's Winning in AI?
AI Leaderboard · Based on this buyer question
Banner Life currently leads this conversation. AI visibility leadership is valuable — but competitive markets shift fast.
Banner Life currently leads this conversation.
- #1 Banner Life 100%
- #2 Transamerica 75%
- #3 State Farm 50%
- #4 Haven Life 25%
- #5 Fidelity Life 25%
- #6 Pacific Life 100%
- #7 Protective Life 75%
- #8 Guardian 50%
Get ahead of the competition
Defend this answer before competitors close the gap.
Multiple businesses already appear in this answer set. Claim your company, improve your visibility, and compete for the recommendations students and institutions will actually see.
Leading in AI is an advantage — keeping it is the strategy.
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How We Measure AI Answer Share
AI Answer Tracker by GEOGrow measures how companies appear when high-intent customer questions are asked across supported AI platforms. Results are observational snapshots and can vary by model, location, personalization, source availability, and date.
AI Answer Share is weighted recommendation appearances divided by all possible recommendation opportunities. Rankings shown here represent the responses collected during the stated research period and are not endorsements by GEOGrow. Method: 4 independent AI observations.
- Question tested
- Affordable term life insurance
- Market
- United States
- AI engines
- Gemini, ChatGPT, Perplexity, and Claude
- Research date
- November 3, 2026